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BUDGETING WISELY
by
Lisa Nortman
Recent Grad, Winona State University
When I first arrived on campus, it seemed like everyone was trying to pawn something off on me. It was as if they could smell that I was armed with a bank account holding my precious earnings from my summer job. I thought that surely with my earnings, I was ready to live the high life in college. There were parties that offered unlimited refills of beer when you bought the cup for $5.00 (of which you would only to be able to get one full glass before the keg runs out). Then there were the trips to the mall, the weekend getaways with my newfound friends, and, of course, the endless supply of late night pizza, which found my dorm room courtesy of a friendly pizza delivery boy.
One problem you will definitely not have in college is finding a place to spend your money. But you can definitely find ways to have a great time and not empty your bank account. The most important thing you can do is budget your money! Budget, budget, budget! If you learn nothing else, learn how to budget. You don’t need to have spreadsheets accounting for every little cent, but you do need to have some kind of idea of where your money goes. How many times have you asked yourself, “Where did all my money go?” If you simply keep track of where you spend your money, and on what, you will have no problem keeping track of your funds.
Also, if you allow yourself a weekly allowance, say $30.00, you will be able to avoid temptation better because you’ll know your limits. A sale at the Gap, as exciting as it may be, is not as important as buying textbooks. You need to prioritize and realize that in college, things like books come before clothes.
Copyright © by NATAVI GUIDES.
Want to read more personal stories like this? Then buy GETTING THROUGH COLLEGE WITHOUT GOING BROKE, a Students Helping Students® guide!
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